Terms of Service
Last updated: April 16, 2026
Agreement
By accessing https://lifeagentpaul.com or submitting information through the Site, you agree to these Terms of Service. If you do not agree, do not use the Site.
Not an offer or binder
Information on the Site is for general marketing and educational purposes. It is not an offer to sell insurance, a guarantee of coverage, or a binder of insurance. Any policy is subject to underwriting approval, carrier issue, and complete contract terms.
No professional advice
LifeAgentPaul does not provide legal, tax, or investment advice. You should consult qualified professionals regarding your specific situation.
Eligibility and state availability
Insurance products vary by state and carrier. Not all products discussed on the Site are available in every jurisdiction. Licensing and appointments determine what can be offered where you live.
Communications and consent
When you provide a phone number or email, you agree we may contact you regarding your request in accordance with applicable law and any consent you provide (including TCPA and CAN-SPAM where applicable).
Limitation of liability
To the fullest extent permitted by law, LifeAgentPaul and Paul Gipson disclaim liability for indirect, incidental, special, consequential, or punitive damages arising from your use of the Site. Total liability for any claim related to the Site shall not exceed the greater of one hundred U.S. dollars ($100) or the amounts you paid to us for services directly tied to the claim in the twelve (12) months before the claim.
Some jurisdictions do not allow certain limitations; in those jurisdictions, our liability is limited to the maximum permitted by law.
Indemnity
You agree to indemnify and hold harmless LifeAgentPaul and Paul Gipson from claims arising out of your misuse of the Site or violation of these Terms.
Third-party links
The Site may link to third-party websites. We are not responsible for their content or privacy practices.
Changes
We may modify these Terms at any time. Continued use of the Site after changes constitutes acceptance of the updated Terms.
Contact
Questions: hello@lifeagentpaul.com or (424) 244-1061.